Monthly Budgeting - Some of the Cuts
So, as I had posted earlier, I am doing a little trimming from my budget and taking a little closer look at some of the frivolous things that I spend my money on from day to day. My goal - to shave $100/mo off my home/work budget.
Step #1 - Removed cable. While many people are going out to buy high-definition TVs and other fancy electronics, I don't use mine enough. For all intensive purposes, the only TV that I watch is on the major networks (FOX, NBC, ABC, and CBS). Further research shows that you can get most of their television programming on-line, just one day later. Savings - $50/mo.
Step #2 - Stopped drinking Coke (and all soda in general). I really love me a good Coke, but I have stopped buying them. I went through approximately 2 - 12 packs every week. Savings - $33/mo.
Step #3 - Meet for coffee instead of lunch. I am a notorious "I will get it, you get the next one" kind of guy. I usually meet at least one person for lunch every week and the bill is generally right around $25 when you add in the tip. Instead, I am now going to meet over coffee (roughly $10 with tip). Savings - $64/mo.
So far I am at a savings of $147/mo. To be honest, I think I can do more. New goal - find an additional $53 in savings and shave a full $200/mo off my budget.
It's scary, but this is kind of fun.
Jason Tangen - GRI, e-PRO - Real Estate Broker Associate with Edina Realty in St Cloud MN
http://StCloudEdina.com - Home of the e-Market Analysis (free on-line home value estimator).
http://JasonTangen.EdinaRealty.com - Search homes for sale in Foley, MN.
Best on the Internet for Real Estate St Cloud MN
